Financing and Insurance

Insurance and Billing

We welcome patients with dental insurance and are happy to help maximize your benefits.
Dr. Kevin Bass’ office is in network with a few select dental insurance plans. Because plan participation can change, we encourage patients to call our office directly to confirm whether we are currently in network with their specific policy.

Even if we are not in network with your plan, we gladly work with most insurance providers and will file claims on your behalf as a courtesy to you.

Guidelines Regarding Dental Insurance

Dental insurance plans vary widely in how they determine coverage and reimbursement. There is a great variety in the types of dental insurance offered. Various programs cover as little as 30% to as much as 90%. Almost every dental plan has a provision for limiting dollar disbursement by the insurance company for covered services. Rarely is coverage 100%.

Your particular insurance program may base its allowances on a fee schedule, which may or may not coincide with our office fee schedule. In some instances, it may be possible for you to determine, prior to treatment, what your benefits will be by merely reading your policy or by checking with your employer.

Please understand that this office does not determine the benefits to be derived under your policy. We cannot be responsible for the structuring of your plan. This is a pre-determined situation agreed upon between your employer and the insurance carrier.

Insurance is designed to reimburse the policyholder and is a contract between the policyholder and the company. While we are happy to assist by submitting claims and documentation, insurance benefits are ultimately determined by your carrier. Since our services are rendered for you at your request, any portion not covered by insurance is the patient’s responsibility. Financial arrangements are to be made with our office prior to commencement of treatment. Estimated patient portions are due at the time of the visit.

To help us file your insurance efficiently, please provide the following:

The insured’s birthdate, social security number, name and address of employer, occupation, policy number, plan or group number, whichever is applicable.

Payment Options

We accept Visa, MasterCard, Discover, American Express and 6-12 month interest-free financing (upon approval), as well as cash or check. We are pleased to offer Care Credit Health Care Financing. Care Credit offers a flexible monthly payment option for treatment in our office. If you’ve been delaying a dental procedure due to financing concerns, Care Credit may be your solution! They offer no initial payment, interest-free programs (6-12 months), or long term financing at low, fixed rates. Feel free to check them out on the web at www.carecredit.com or by phone at 1-800-365-8295.

Financing Options

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com.